• Top-Up coverage must be purchased prior to departure and is subject to an extra premium charge
• The Single-Trip Emergency Medical plan can be used to top up a Manulife Financial Multi-Trip plan or plans of _.other insurers for a trip up to 183 days, including top-up (212 days for residents of Ontario or Newfoundland)
• It is the responsibility of the applicant to confirm that top-up is permitted on the existing plan with no loss of _.coverage
• If the applicant is age 75 or older and traveling for any duration or age 55-74 and traveling for 18 days or _.more, the Medical Questionnaire must be completed if they have not already done so
• The Single-Trip All-Inclusive Top-Up option can be used to top up a Manulife Financial Travel Insurance Multi- trip All-Inclusive plan

To get you started, please fill up the form and you will receive a free personalized quote within the next 24 hours.